Today 4,000 American men and women will hear the life changing words "you have cancer." Today, 2,100 people just like you will have a heart attack. Today, almost 2,000 people will have a stroke and be rushed to the hospital.

Today thousands of lives will change. Thousands more will change tomorrow ... and the day after ... and the day after that.

Costly illnesses trigger about half of all personal bankruptcies, and most of those who go bankrupt because of medical problems have health insurance, according to a Harvard University study. Even if you have great insurance, you will have to pay insurance deductibles and co-pays. You'll pay for care, medications and alternative treatments that are not covered. Your paycheck will stop or be reduced. You'll still need to pay the rent, the mortgage and everyday expenses. If you are self-employed or own a business, the financial toll can be devastating to everything you worked to create.

It seems a little strange to us that most people want to have the best insurance to pay the doctor and hospital, but neglect coverage that will make their mortgage and other payments. Ask the hospital to wait for their payment and they will offer you an easy payment plan, ask your mortgage holder to wait for their money, and they ask you to start looking for a new place to live.   

Today you can find out more about an affordable way to receive a lump-sum cash benefit upon the diagnosis of a critical illness or condition. Critical illness insurance pays a cash benefit even if you make a full recovery. The immediate cash benefit could be as much as $1 million.

The first critical illness insurance policy was sold in the U.S. in 1996 and today approximately 600,000 Americans have this protection. Today is a good day to get the information you need to protect your tomorrows.  Give us a call, drop us an email, use our contact us tab on the right, or even send us an old fashioned letter.  We will be happy to answer your questions without any obligation.