Your most valuable asset is your ability to earn a living.  How would you continue to support yourself and your family if you were disabled for any length of time because of an illness or injury?

The risk is very real.  A 35 year old worker is SIX times more likely to become disabled than die before he or she reaches age 65.  And nearly 50 percent of mortgage foreclosures are caused by disability.

While may workers have group disability coverage through an employer, it often covers only 40 to 60 percent of their actual pay.  Would half of your salary be enough to take care of your bills?  What about other resources?

Social Security?......benefits have strict guidelines and a lengthy waiting period.

Your Savings?.......usually quickly depleted, and really needed for other needs.

Loans?...........without income it is impossible or difficult to borrow money.

Family?......care and extra work managing the household are enough.

If you are injured or become sick and can't work let disability income insurance from one of our quality carriers work for you!

Disability income insurance can help by paying you a monthly benefit for as long as you are disabled under the contract.  All of our contracts are guaranteed renewable which means you cannot be canceled due to health.  Plans are available to fit almost every budget.  If you are self employed or a member of certain qualifying associations you may be eligible for a preferred rate on your premiums.

We offer a full array of disability products.  Accident only, short term accident and sickness, long term accident and sickness, even business overhead expense.  Some plans can even protect your income if you are partially disabled and can only work part-time.  To learn more about how disability income can protect your income, take a minute and give us a call at (231) 946-5652 or (888) 946-7340.  No cost no obligation...just honest answers to your insurance questions.