Health Insurance

Individual Health Insurance is available from several our carriers and the selection of coverage is almost endless.  We write everything from the popular Health Savings Plans with high deductibles to Major Medicals with lower deductibles and all the bells and whistles.

With the new ObamaCare changes influencing coverage options and mandating other coverage it really makes sense to compare policies and pricing.  All of these changes almost make it mandatory that you review your options in order to avoid penalties.

In order to assist you in choosing the right plan we can offer you choices from some of the leading health insurance carriers in Michigan and we can provide quotes and coverage comparisons between carriers.  We are up to date with the latest from carriers like Blue Cross Blue Shield, Assurant Health, Consumers Life, Medical Mutual, Aetna, Humana and Mutual of Omaha. 

If you are looking for obtain coverage for the first time, or just comparing with what you currently have we would be happy to work with you.  Take the time to learn more of what we can offer by contacting by phone, email, or through the contact tab on our site.

Group Health Insurance is available for employer groups and self employed individuals.  Depending upon the carrier even groups as small as ONE can qualify. 

For smaller groups the carriers offer several packages of coverage to simplify design and for larger groups the coverages can be designed specifically for each group.

Coverages can include complete major medicals, dental, vision, life insurance, and disability income.  We also can assist with designing the program so your employees can pay their portions with pre-tax contributions. 

Along with all of the health insurance options we offer, we also can assist with Health Reimbursement Accounts, Flexible Spending Accounts and Health Savings Accounts. 

Supplemental Insurance is another popular tool that we use to save employer costs.  With supplemental insurance the employer allows the employee to purchase coverage for basic needs, and the employer provides a high deductible plan which provides the safety net at an affordable rate.