Making sense of Medicare certainly does not seem like an easy task for anyone. With all of the multitude of plans available, all of the choices of Prescription Drug coverage, mixed in with all of the new Medicare Advantage and Fee for Service plans you would think it is almost impossible. If you happen to watch any television, visit a Medicare seminar, or open up your mailbox it is likely that you will find more advertising and maybe even a paid spokesperson with the "latest and greatest" flavor of the month Medicare Plan.
We have been successful in our efforts of simplifying Medicare for our clients by focusing on some basic principles in Medicare and then making simple additions to personalize coverage for each individual based upon their own unique specific needs. Once you get all of the advertising jargon out of the mix it really becomes a lot less stressful and the choices become easy.
The foundation of Medicare was originally passed into law in 1965. Since then there have been many changes and additions but the premise has not changed at all. Medicare provides basic health insurance coverage to a large portion of our country's population that includes senior citizens, disabled workers, and even some kidney disease patients. The core of the coverage is built around hospital, doctor and out patient medical services.
In an effort to make Medicare affordable it is designed with cost sharing devices called deductible and co-pays. Most of us are familiar with these items, but basically each individual will share in some of the expense of medical care. These deductibles and co-pays can add up and have an impact on a person's budget and financial well being, so this is where we can be of service.
By working with each client on an individual basis we can cut through the "information overload" and focus on each case on a one on one basis. We can look at your specific needs and then explain how a particular plan will fit in your situation. We'll compare prices from a large number of carriers to make sure that your plan is competitively priced and fits within your budget.
If you would like to simplify your Medicare and make your life a little easier just let us know. Take the time to sit down with one of representatives and review your individual needs. If you prefer we can even do most of the work over the phone. Give us a call at (231) 946-5652, or toll free (888) 946-7340, email us a note at: helpdesk@michiganhealthandlifegroup.com, use the contact us tab at the right, or even write us an old fashioned letter. You will glad you did. Thanks.
